As one of the most complex aspects of banking, the Loans module of the Bank3000 application has been produced with special attention. The whole process of loan issuing – from the loan application submission to the liquidation of the loan – is fully managed. Every step in the lifespan of the loan has corresponding data in the system.

All the elements of the loan politics of the Bank are carefully monitored – from the employment, personal and financial data of the client, the analysis of the loan credibility of the client trough a process of prescoring, to the realization of the loan in cash or trough accounts and the monitoring of the repayment discipline.

The reports of the loan activities are designed to enable an realistic, accurate and easy to follow view of the loan data. The daily and periodical reports for Central Bank are completely implemented, and the high level of integration enables their regular and accurate deliverance with minimum requirements.

The General Ledger represents the finalization of banking IT environment from which all the reports and indicators are created. In the Bank3000 system, the General Ledger is transparently connected with all the modules in the system, and all changes made in the transactions in any of the modules cause booking actions in the General Ledger. The transactions are connected between each other and every transaction is dependent on the cause/consequence relationship. Each transaction is automatically entered in the General Ledger as it is entered in the corresponding module - no additional bookings or entries are required. This refers for all the modules in the system.

The automatic booking, which is triggered with the execution of transactions isn’t the only way to enter transactions in the General Ledger. Direct entry of transactions is also allowed, such as making changes or reversal of the transactions. The chart of accounts used in Bank3000 is issued by Central Bank, and the system allows for its expansion with new accounts, which can later be included in the transaction system.

The General Ledger reports (balance sheet, GL account positions, GL account movement) are fully implemented. This module also contains a large number of specific reports that are produced based on different criteria and a result of the integration of the General Ledger module and the other modules.

The salient feature of the module for exchange is the simplicity and functionality that will satisfy your requests for records of National Bank of the Republic Macedonia.                         This module minizira errors and abuses by employees. Fully automated with a high degree of protection.